Common Mistakes to Avoid Following a Car Accident

By The Pelham Law Firm
Women calls for help after car accident

Car accidents can be shocking and overwhelming experiences. Even minor collisions can cause physical injury, emotional distress, and financial burdens. After a crash, it’s natural to feel uncertain about what steps to take next.

As car accident attorneys in Tallahassee, Florida, we’ve helped many clients through these difficult times. We’ve also seen the mistakes that can hurt a claim or reduce compensation.

Mistakes to Avoid After an Auto Accident

Here, we'll go over some of the most common errors people make after a car accident and explain how avoiding these missteps can protect your rights. Whether you’ve just been in a minor fender-bender or a serious crash, understanding these pitfalls is crucial for your recovery and your claim’s success.

Not Seeking Medical Attention Right Away

One of the biggest mistakes people make is delaying medical care after a crash. Sometimes injuries don’t show symptoms immediately. Whiplash, internal bleeding, or concussion symptoms can appear hours or days later.

If you skip a doctor’s visit, insurance companies may argue that your injuries aren’t serious or related to the accident. Medical records provide crucial evidence that connects your health problems to the crash.

We always recommend seeing a healthcare provider as soon as possible — even if you feel fine. Prompt treatment supports your well-being and strengthens your claim.

Failing to Report the Accident to Police

In Florida, accidents causing injury or property damage over $500 must be reported to law enforcement. Failing to file a police report can weaken your case.

Police reports contain important details such as witness statements, officer observations, and citations issued. This information helps prove fault and supports insurance claims.

We advise clients to call the police immediately after an accident. If officers don’t arrive, you should file a report yourself at the local station.

Admitting Fault or Apologizing at the Scene

It’s natural to say you’re sorry or admit blame after an accident, especially if you feel responsible. However, these statements can be used against you later by insurance companies or opposing parties.

Fault in car accidents is a legal determination that depends on evidence, not casual remarks. Even if you believe you caused the crash, it’s best to avoid admitting fault at the scene.

If the other driver accuses you, stay calm and don’t argue. Exchange information and let the authorities and attorneys sort out liability.

Not Collecting Enough Evidence

Gathering evidence at the scene can make a big difference in your claim. Unfortunately, many people overlook this step or don’t know what to collect.

Important evidence includes:

  • Photographs of vehicle damage, skid marks, traffic signs, and road conditions

  • Contact information for all drivers involved

  • Names and contact details of any witnesses

  • Date, time, and location of the accident

  • Dashcam or surveillance footage if available

Taking notes or recording a voice memo about what happened can help, too. The more details you gather, the stronger your case will be.

Delaying Contact With a Car Accident Attorney

Many people wait too long to talk to a car accident attorney, thinking it’s not necessary or fearing legal fees. Waiting can harm your claim because:

  • Evidence may disappear or become harder to find

  • Insurance companies might push for a quick, low settlement

  • Deadlines to file claims or lawsuits can pass

As car accident attorneys, we encourage anyone injured in a crash to contact us as soon as possible. We protect your rights, handle communication with insurers, and guide you through the claim process.

Talking to Insurance Adjusters Without Legal Advice

Insurance adjusters represent the company’s interests, not yours. They often contact accident victims quickly to gather statements.

Providing recorded statements or answering questions without legal advice can lead to misunderstandings or statements that hurt your claim.

A common tactic is asking if you’re okay or if you’re at fault — any reply might be twisted against you later.

Before speaking with adjusters, it’s wise to speak with a car accident attorney. We handle all communication and make sure your rights are protected.

Accepting the First Settlement Offer

Insurance companies often make quick settlement offers that seem appealing but are usually much lower than what you deserve.

These initial offers typically don’t cover:

  • Future medical bills or ongoing treatment

  • Lost wages or reduced earning capacity

  • Pain, suffering, and emotional distress

Accepting too soon means you might give up your right to pursue more compensation later. Some attorneys have helped clients recover more by refusing lowball offers and negotiating aggressively.

Posting Details About the Accident on Social Media

Social media posts might seem harmless but can negatively impact your claim.

Insurers and defense attorneys monitor social media for anything that contradicts your injury claims. Photos or posts showing you active or pain-free can be used to question your damages.

It’s best to avoid discussing your accident, injuries, or legal matters online until your claim is fully resolved.

Not Following Medical Advice or Skipping Treatment

If your doctor prescribes therapy, medication, or follow-up visits, skipping or ignoring these recommendations can hurt your claim.

Insurance companies may argue you weren’t seriously injured or that you didn’t do all you could to recover.

We stress to clients the importance of following all medical advice and keeping detailed records of treatment and expenses.

Failing to Keep Track of Accident-Related Expenses

Keeping receipts and records for expenses related to the accident is essential.

This includes:

  • Medical bills and prescriptions

  • Transportation costs to appointments

  • Repairs or rental car fees

  • Lost income or time off work

Documenting these costs helps support your claim for full financial recovery.

Waiting Too Long to File a Lawsuit

Florida has strict deadlines for filing personal injury lawsuits — typically four years from the accident date. Waiting too long can cause you to lose the right to sue, even if you have a strong claim. Early consultation with car accident attorneys helps you file within deadlines and keeps your claim on track.

Underestimating Your Injuries

Some people downplay injuries or think they’ll heal quickly, so they don’t pursue a claim or ask for enough compensation. Injuries can affect quality of life, work, and daily activities long after an accident.

We encourage clients to be honest about their pain and losses and to seek legal advice to properly value their claim.

What to Do Immediately After a Car Accident

To protect your claim, here’s a quick checklist:

  1. Check for injuries and call 911 if needed

  2. Call the police to report the accident

  3. Exchange contact and insurance info with other drivers

  4. Take photos and gather witness info

  5. Seek medical attention promptly

  6. Avoid admitting fault or blaming others

  7. Contact car accident attorneys as soon as possible

Following these steps helps lay the groundwork for a successful claim.

Call a Car Accident Attorney Today

Car accidents are stressful, but mistakes after the crash can make recovery even harder. Avoiding common errors like delaying medical care, admitting fault, or handling insurance claims alone can save you time, money, and frustration. If you or a loved one has been injured in a crash in Tallahassee, Florida, or the surrounding areas, don’t wait to get legal advice. Contact The Pelham Law Firm today for a free consultation.